Your step-by-step guide
Have to move out? If you can avoid it, don't. Young people who stay at home have better educational outcomes, are able to save before setting up their own home and are better are negotiating and getting along with housemates.
But if it can't be avoided, and you really have to go, then do it properly. Plan first, and get the best advice.
Here's how to move out, step by step:
Step 1 : Get Advice
Talk to your parents or
another adult you trust. Get
advice from people close to
your age that have a place of
their own. Visit the experts
at a housing advice centre.
If you are leaving care, social
and health care must give
you advice about finding a
place to live. They can also
provide information and
support if you are disabled
and want to live independently.
Visit websites like Shelter and the Citizen's Advice Bureau's Adviceguide to find out about housing rights, and to get the most up-to-date advice about looking for somewhere to live.
Find out more: In care, parent trouble
Step 2 : Do your sums
Make two lists: one for all your income and one for
all your costs.
Example: Ozzie is 17 years old and single. She works part time at the local
newsagents earning the minimum wage of £3.64 per hour and takes
home about £130.00 per week. She is looking to get a furnished single
room in a shared house in Headington. To move in she’ll need £570 for
a month’s deposit and two weeks’ rent in advance. Will she have
enough to make it?
| |
COSTS PER WEEK |
|
|
| |
Rent
Food
Utilities/water
Bus pass
Clothes
Toiletries
Cleaning materials
Laundrette
Entertainment
|
£90.00
£40.00
£15.00
£15.00
£15.00
£3.50
£2.00
£3.50
£20.00
|
|
| |
TOTAL |
£204.00 |
|
| |
INCOME PER WEEK |
|
|
| |
Wages
Housing benefit |
£130.00
£79.59 |
|
| |
TOTAL |
£209.59 |
|
| |
Only £5.59 left?!? |
|
|
The list will help you determine how much rent
you can afford to pay or what you’ll need to do
without. Ozzie decided to wait until she could
increase her wages.
Help with the Rent
Based on listings in Daily Information, the average cost of a bedsitter in
Oxford is about £100 a week. In some cases this includes utilities. You usually
need enough money to pay some rent in advance and a deposit.
If you are 16 or 17 you may be entitled to Housing Benefit if you are
estranged from your parents. This is most likely if you are on a further
education course or a part-time student. You may also qualify if you have
dependent children or you are disabled. Get advice from Connexions or a
housing advice centre.
If you are 16 or 17 and have been in care, social and health care has to
support you financially until you are 18. This includes paying for your
accommodation.
Housing Benefit for under 25s renting from a private landlord normally
only pays the average cost of a single room in a shared house. You
will have to make up the difference from your own money.
However if any of these exceptions apply you may qualify for Discretionary
Housing payments:
- If making up the difference from your own money would cause
exceptional hardship
- You are a single parent
- You are living with a partner, registered civil partner or spouse
- You are severely disabled
- You share with other people who could be expected to pay
part of the rent
Note:
When rent includes items such as gas and electricity, Housing Benefit normally covers only the rent element of the charge.
- You can apply for Housing Benefit at your local
Benefits Service.
- You can find out the maximum amount Housing Benefit will pay before committing to
take a place by requesting a pre-tenancy determination. Forms are
available from the local council Benefits service.
- For help with the deposit a Rent Deposit scheme may be able to help. You can find some in the Housing Contacts.
- People under 18 are exempt from paying Council Tax.
More help: Contact one of the organisations in the Housing Contacts
Step 3: Check out your Options
| |
Bed & Breakfast
|
£30 a night on average |
|
| |
Bedsits |
Can be self-contained with mini-kitchens and
bathrooms off one or two rooms |
|
| |
Flat/House shares |
Usually a single bedroom with a shared kitchen and
bathroom, maybe lounge |
|
| |
Lodgings |
Room in a family home, sometimes with meals |
|
| |
Flat |
Housing Benefit will not usually pay all of the rent if you are under
25 and living on your own.
Many landlords won’t
accept Housing Benefit |
|
There are lots of support schemes to help young people find somewhere to live. But many of these are not open to young people aged 16-17, and most will limit your choices of where you can live.
If you are able to wait until you have a steady income, and have saved some money for a deposit and other household expenses, you will have more places to chose from.
Related topics: Housing Rights, Benefits
Step 4: Finding a place
Get personal recommendation from friends who are renting or ask friends
and relatives if they know of anywhere to rent. You can also find listings
of available accommodation in:
- Housing advice agencies
- Letting agents
- Citizens Advice Bureaus
- Local and free newspapers
- Shop windows
- University lists - they also have housing officers
- www.dailyinfo.co.uk
Accommodation usually goes fast so act quickly. Call first to determine:
- When room will be available
- If Housing Benefit is accepted
- What you must pay upfront
- Furnished or unfurnished
- If rent includes bills, food, other charges
- Any other restrictions, e.g. no pets
If you like what you hear, make an appointment to view the place. Take:
- Your references
- A friend (for safety and a second opinion)
- A Pre-tenancy Determination form if you are claiming Housing Benefit
- Money for the deposit or a Deposit Guarantee Bond
Step 5 : Sealing the Deal
People under 18 can rent a flat and sign a lease. Often landlords will want
someone over 18 such as a relative or social worker to guarantee that rent
is paid. If damage is caused or rent is not paid the landlord can sue or evict
you even if you are under 18.
If there is no written tenancy agreement you may be able to request a
'statement of terms' which the landlord must provide if you request it in
writing. This should include basic information such as the length of
contract, amount of rent and so on.
A verbal agreement is legally binding
but difficult to prove unless there are witnesses.
Proceed with caution!
- It is illegal for a letting agent to make you pay anything unless they find you accommodation
- Never pay out any cash before you see a place
- Get a receipt for the deposit and advance rent
- Find out exactly what the rent covers. Which bills?
- Don’t lie to secure accommodation
- Ask for an inventory and check it carefully.
Send the landlord a list of any discrepancies.
Save a copy. Take photos or get a witness
Related topics: Housing Rights